Inheriting a home can feel like a gift—but it often comes with more responsibility than you bargained for. Between property taxes, maintenance costs, utility bills, and emotional stress, holding onto an inherited property in Lincoln can quickly become a burden.
If you’re thinking about selling your inherited house, you might be wondering what your options are.
The good news? You have more than one path to choose from. In this blog post, we’ll break down the 3 financial options you can pursue when selling an inherited property in Lincoln, Nebraska—so you can make the best decision for your situation.
First, Let’s Talk About Selling Through An Agent…
There’s nothing wrong with selling through a real estate agent but you should be aware that an agent may have you fix up the inherited property first, then there are closing fees and the hefty agent commission you’ll have to pay afterward. And, this method can take months, so some people don’t like how long it takes.
So, what are the other options?
Second, Let’s Look At The Other Options…
Option #1. Refinance
This is the route most people consider first: listing the property with a local Lincoln real estate agent.
While this is a valid option, it’s important to understand what’s involved:
-
Repairs or renovations may be required before listing
-
You’ll need to stage the property and potentially keep it clean for weeks or months during showings
-
Expect to pay agent commissions (up to 6%) and closing costs
-
The average sale timeline in Nebraska can range from 30 to 90+ days, depending on market conditions
If the house is outdated, cluttered, or needs major repairs, this option may not be ideal—especially if you’re looking for a fast, low-stress sale.
💰 Option 2: Refinance and Leverage the Equity
If you’re not quite ready to sell, another option is to refinance the inherited home and pull out cash to use elsewhere.
Here’s how it works:
-
You’ll take out a new loan using the house as collateral
-
This gives you access to liquid capital while retaining ownership
-
You can choose to live in the property, rent it out, or even use it for short-term stays
-
Keep in mind: You will be responsible for monthly mortgage payments, taxes, and maintenance
This is a good strategy if you want to keep the property for income or appreciation—but it’s not a true “sale” and it won’t relieve you of long-term ownership responsibilities.
🏡 Option 3: Sell Fast for Cash to a Local Homebuyer
If you want to skip the stress and move on quickly, this might be your best option.
At Launch Homebuyers, we specialize in buying inherited properties in Lincoln, Nebraska and surrounding areas. We offer:
-
Cash offers within 24 hours
-
As-is purchases—no repairs, cleaning, or showings required
-
No commissions or fees
-
Flexible closings on your timeline
Whether the home is in probate, has multiple heirs, or needs serious work, we can help you navigate the process and close in as little as 7 days.
There you have it! 3 financial options you can pursue when selling an inherited property in Lincoln!
🧭 Bonus Tip: Which Option Is Right for You?
Every situation is unique, but here’s a quick guide to help you decide:
| Your Goal | Best Option |
|---|---|
| Maximize sale price over time | Real estate agent |
| Keep ownership, access cash | Refinance |
| Sell fast with no hassle | Cash buyer like us ✅ |
Still unsure? We’re happy to walk you through your options and connect you with local attorneys, CPAs, or probate specialists if needed.